Atal Pension Yojana

Atal Pension Yojana or earlier Swavalamban Yojana is a government backed pension scheme for unorganized sector workers. Under APY, all the subscribers will get guaranteed minimum monthly pension of upto Rs. 1,000 to Rs. 5,000 after their retirement as per their contribution. The scheme is open to all Indian citizens between the 18-40 years of age. Beneficiaries will have to make contribution for at-least 20 years before they receive pension. Central govt. of India will contribute 50% of the contribution made by the subscriber or Rs. 1000 (whichever is lower) per annum for a period of upto 5 years.

Launch Date9 May 2015
BeneficiariesUnorganized sector workers

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